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Retail Credit SME Job in Dubai United Arab Emirates

Job Description: To assess Business/Credit risk within the assigned segment/territory, ensuring proper Risk Mitigation, Structure of limits, Sound Financial Analysis, writing of quality proposals. Closely work with the SME Business Team to accomplish the SME banking long term goals& meeting the group’s pre-set financial / non-financial objectives. Financial Targets Credit-risk management process governance. Quality of proposals/requests processed. Processing & turnaround times of proposals/requests as per the agreed SLAs. Alignment of structure & pricing of the proposed limits with customers’ financial needs. Continuous adherence to the portfolio pricing thresholds. Protection of banks assets and improving the asset quality of the assigned portfolio. Skills and Qualifications: Bachelors degree Masters degree in Finance/Business Administration or equivalent subjects or diploma in Banking desirable/preferred Minimum 4 years experience of Business Banking/Corporate Banking/SME of which 2 years in a Credit-Risk related position covering. Hands on PC skills, especially spreadsheets and core banking systems.

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