- Builds a strong Risk/Retail/Service Delivery partnership that will deliver superior customer experience
Critical analyses the new retail credit risk product offerings to identity any underlying credit risks and coming up with practical ways to counter or manage the risks - Designs, develops and implements the Retail Risk programmes of change, ensuring that the benefits of such change are driven out and maximized and change embedded into the business as usual operations
Ensures that all the critical Credit Functions within the country are adequately capacitated to carry out their functions efficiently and effectively - Formulates / circulars – owner of the Retail Risk policies and Procedures and Manuals
Develops and reviews of Portfolio modelling. - Initiates, designs, develops and implements new technologies and methodologies to improve the process efficiency and quality of the financing portfolio
- Drives the business towards achieving strategic goals and realize the Mission statement by implementing and maintaining robust credit risk systems and processes
- Continuous improves the Management Information base to ensure they remain relevant, reflect credit risk appetite and are useful to provide the business with information for use in decision-making and policy matters.
- Ensures all reporting / MI requirements are produced and delivered to recipients within agreed SLAs
Communicates effectively with the business on all risk related matters - Reviews, redefines and makes recommendations to the Policy Head and then implement the framework for managing risk within the Retail financing policies
- In conjunction with the Policy Head, establishes and reviews risk policy, interpreting Group requirements and setting credit risk appetite for the Retail portfolio and being ultimately responsible for the quality of the Retail credit portfolio
- Drives behavioural change within the retail risk teams and retail front line staff responsible of selling credit products to achieve a sales/service culture across the Retail market segment
- Builds and develops links with other Group functions to ensure that the expertise within the Group is maximised
Job Requirements
- University/College Degree
- 7-10 years of relevant experience in Retail Risk
- Strong Leadership and Decision Making skills
- Strong Product Knowledge and Technology Techniques
- Credit Knowledge and strong risk skills
- Strategic Thinking & planning skills
- Details Oriented & Analytical skills
- Good understanding of Legal and regulatory requirements.
- Excellent presentation and communication abilities
- People Management skills
- Excellent command of English language.
- Strong computer skills
Send resume to soor@jobs-n-jobs.com
Comments